(4.6 / 5)14+ Ratings

Healthy Paws Reviews

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Overall Rating

4.6
14 Reviews
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About Healthy Paws

HealthyPawsPetInsurance.com is a website that offers pet insurance plans for dogs and cats. The site provides comprehensive coverage for new accidents and illnesses, including injuries, cancer, genetic conditions, alternative and emergency care. The insurance plan is customizable, allowing pet owners to choose from flexible deductible and reimbursement options to tailor their monthly premium.

The site also features a fast and easy claim submission process. Most claims are processed within two business days. In addition, the site offers a 24/7 pet telehealth line and can make direct payments to vets if requested prior to a pet’s treatment.

However, it's important to note that the coverage excludes pre-existing conditions. The website is designed to provide pet owners with peace of mind, knowing that their pets are covered in case of unexpected incidents.

Healthy Paws Pros & Cons

Pros of Healthy Paws Pet Insurance:

  • Unlimited Coverage: No annual or lifetime payout caps for accidents and illnesses.
  • Fast Claims Process: Most claims are processed within two days.
  • Customizable Deductibles and Reimbursement Rates: Options to choose from various deductibles and reimbursement rates (50% to 90%).
  • Comprehensive Coverage: Includes treatment, hospitalization, surgery, diagnostic tests, hereditary and congenital conditions, prescription medications, and alternative therapies like acupuncture and chiropractic.
  • Charitable Giving: Donates to homeless pets with every quote and referral.

Cons of Healthy Paws Pet Insurance:

  • Limited Plan Options: Only offers an accident-and-illness plan, no accident-only or wellness plans.
  • No Exam Fee Coverage: Does not cover vet examination fees.
  • No Coverage for Certain Conditions: Excludes hip dysplasia for pets over six years old and does not cover preventable conditions.
  • Premium Increases: Premium rates can increase significantly over time, especially for older pets or those with pre-existing conditions.
  • Exclusions: Does not cover prescription diet food or behavioral modification.

Healthy Paws Coupon & Discount Codes

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Healthy Paws Customer Reviews (14)

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Jonas Hofmann
Jonas Hofmann
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Jul 29, 2024
Rosanne Dreiling
Rosanne Dreiling
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Jul 29, 2024
Donald Evans
Donald Evans
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Jul 29, 2024
Diane Garreau
Diane Garreau
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Jul 29, 2024
Bethel Luke
Bethel Luke
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Jul 29, 2024
Sofia Sayers
Sofia Sayers
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Jul 28, 2024
Katja Zweig
Katja Zweig
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Jul 27, 2024
Peter Moench
Peter Moench
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Jul 27, 2024
Luke Dewall
Luke Dewall
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Jul 26, 2024
Laura Schwarz
Laura Schwarz
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Jul 26, 2024

Healthy Paws Customer’s Q&A

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Healthy Paws Features and Benefits

Healthy Paws Pet Insurance offers a comprehensive pet health coverage. Here are the key features and benefits:

  • Unlimited annual coverage: There are no maximum limits on payouts; no per incident, annual or lifetime caps.
  • Flexible premium and deductible options: You can tailor your monthly premium by choosing from flexible deductible and reimbursement options.
  • Comprehensive Coverage: The plan covers new accidents and illnesses including injuries, cancer, genetic conditions, alternative and emergency care.
  • Reimbursement up to 90% on vet bills: You can be reimbursed up to 90% of your vet bills for unexpected incidents.
  • Claims processed within 2 days: Most claims are processed within two business days.
  • 24/7 pet telehealth line: You have access to a 24/7 pet telehealth line.
  • Direct payment to vet: Healthy Paws can pay your vet directly if you make a request prior to your pet’s treatment.

These features make Healthy Paws a top-rated pet insurance plan, providing you and your pet with comprehensive coverage and peace of mind. It's important to note that coverage excludes pre-existing conditions.

Healthy Paws Pricing

The average cost for a Healthy Paws pet insurance plan is $49 per month for dogs and $19 for cats, with an overall average of $35. The plan cost depends on factors such as your geographic location and your pet’s age and breed. You can also expect to pay more for purebred pets predisposed to hereditary health issues, as well as older dogs. The Healthy Paws plan has no per incident, annual or lifetime caps on payouts. The plan covers new accidents and illnesses with customizable pricing. Choose from flexible deductible and reimbursement options to tailor your monthly premium. The top-rated cat insurance & dog insurance plans cover accidents, illnesses, cancer, emergency care, genetic and hereditary conditions, breed-specific conditions, and alternative care.

Healthy Paws FAQs

FAQ

Healthy Paws Alternatives

If you are looking for alternatives to Healthy Paws Pet Insurance, here are some top options:

  1. Lemonade Pet Insurance:

    • Average Cost: $31 per month
    • Reimbursement Options: 70%, 80%, or 90%
    • Deductible Options: $100, $250, or $500
  2. Embrace Pet Insurance:

    • Average Cost: $58 per month
    • Reimbursement Options: 70%, 80%, or 90%
    • Deductible Options: $100 to $1,000
  3. Figo Pet Insurance:

    • Average Cost: $44 per month
    • Reimbursement Options: 70%, 80%, 90%, or 100%
    • Deductible Options: $100, $250, $500, or $750
  4. Trupanion Pet Insurance:

    • Average Cost: $60 per month
    • Reimbursement Options: 50% to 100%
    • No Deductibles
  5. ManyPets Pet Insurance:

    • Average Cost: $36 per month
    • Reimbursement Options: 70% or 80%
    • Deductible Options: $500, $750, or $1,000
  6. Spot Pet Insurance:

    • Unlimited Coverage with No Age Caps
    • Optional Wellness Plan Covers Routine Vet, Grooming, & Training Costs
  7. Pumpkin Pet Insurance:

    • Excellent Preventive Pet Care Package
    • Multi-pet Discount & Access to 24/7 Vet Helpline
  8. MetLife Pet Insurance:

    • Offers Some Specialty Coverage Including Lost Pet Advertising and Reward Costs
    • Maximum Annual Reimbursement Limit of $10,000
  9. Pets Best Pet Insurance:

    • Considerable Coverage Compared to ASPCA and Hartville
    • Lowest Monthly Premiums Among Competitors
  10. AKC Pet Insurance:

    • Best Option for Pre-existing Condition Coverage

These alternatives offer a range of benefits and coverage options, making them suitable for different pet owners' needs.

FAQ

Healthy Paws Return Policy?

Healthy Paws Pet Insurance has a 30-day cancellation policy. If a cancellation request is received within the first 30 days of the pet's policy and no claims have been filed, the policy is canceled with a full refund. However, this refund offer is not available in New York, Pennsylvania, and South Carolina. If the exam requirements are not fulfilled, the policy will be voided and refunded. Once the account is canceled, access to the online Customer Center will no longer be available.

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